All applicants will be required to submit a clear color copy of a valid driver’s license or other valid form of government-issued photo identification and allow it to be photocopied. Gentry Investment Properties reserves the right to ask for secondary identification if it cannot properly validate the identity of the applicant.

The combined NET monthly income for applicants should be at least (2.5) times the monthly rent amount. Proof of income for the last 30 days reflecting YTD earnings is required (paycheck stubs). If self-employed, retired, or not employed, we accept documents such as signed tax returns, 1099, and bank statements that provide evidence of regular income. If employment has not yet begun, an executed offer letter or employment contract which includes income and employment start date may be used. Applicants may be denied if Applicant cannot meet sufficient income requirements. Some income results may require further verification. Gentry Investment Properties works with all applicants regardless of their financial background.

All applicants will require verifiable rental or mortgage payment history. Broken leases, evictions, or eviction filings, property damage assessments may result in an automatic denial of the application. Applicant may also be denied for any outstanding debt/judgement to a prior landlord, eviction filings, late or NSF rent payments, broken leases, property damages, unpaid rent, mortgage not current and foreclosures.

Applicants without prior rental history may still qualify for tenancy provided they meet one or more of the following conditions:

Stable Income

• Must show verifiable income equal to at least 3 times the monthly rent (or as otherwise determined by landlord).

• Acceptable proof includes pay stubs, employer letter, tax returns, or benefit statements.

Employment Stability

• At least 6 months of continuous employment preferred.

• Recent graduates or newly employed applicants may provide an offer letter as alternative proof.

Credit Review

• Credit history will be reviewed for evidence of financial responsibility (e.g., timely payments on student loans, auto loans, credit cards).

• A minimum credit score (to be set by landlord, e.g., 600 or above) may be required, but flexibility is considered for first-time renters.

Higher Security Deposit

• At landlord’s discretion, a higher security deposit (up to the maximum allowed by state law) may be required for additional protection.

• In some cases, last month’s rent may also be collected upfront.

Gentry Investment Properties takes all circumstances into account when choosing the best applicant.

Credit History Qualifications – Gentry Investment Properties

At Gentry Investment Properties, all applicants must meet our credit history standards as part of the rental application process.

We utilize TransUnion’s SmartMove services to obtain and evaluate applicant credit reports. These reports may include, but are not limited to, the following information:

• Payment history

• Bankruptcies

• Foreclosures

• Absence of credit

• Number and type of credit accounts

• Collection activity

• Current delinquencies

• Outstanding debt

• Credit inquiries

Applicants' full credit histories are used to calculate a comprehensive Qualification Score, which helps determine rental eligibility.

Grounds for Application Denial

Applicants may be declined for any of the following:

• Any prior evictions, whether for monetary or non-monetary reasons

• Any pending lawsuits

• Any bankruptcy that has not been discharged for at least two (2) years

Additional Considerations

In certain cases, applicants who do not fully meet the credit requirements may still be considered, but may be required to pay a higher security deposit.

Gentry Investment Properties reviews each applicant holistically and takes all relevant circumstances into consideration when selecting the most qualified tenant.

At Gentry Investment Properties, we are committed to providing safe and secure housing while ensuring compliance with federal, state, and local fair housing laws. This policy outlines how criminal history will be considered during the tenant screening process.

1. Equal Housing Commitment

• We do not discriminate based on race, color, national origin, religion, sex, familial status, disability, or any other protected class under federal, state, or local law.

• Each applicant will be evaluated on an individual basis, with consideration for the nature of the offense, the time elapsed, and evidence of rehabilitation.

2. Automatic Denial

Applicants will be automatically denied if they have been:

• Convicted of manufacture or distribution of controlled substances (federal requirement).

• Convicted of violent crimes that pose a threat to the safety of residents or property within the past 7 years.

• Convicted of sex offenses that require lifetime registration.

3. Reviewable Offenses

Other convictions will be reviewed on a case-by-case basis, considering:

• The type and severity of the offense.

• The length of time since the conviction or completion of sentence.

• Whether the offense involved violence, threats to property, or risk to resident safety.

• Evidence of rehabilitation, stable employment, rental history, or character references.

4. Arrest Records

Arrest records alone, without a resulting conviction, will not be used as a basis for denying an application.

5. Applicant Rights

• Applicants denied due to criminal history will be provided with written notice stating the reason for denial.

• Applicants may provide additional information, such as rehabilitation records or references, for reconsideration.

6. Consistency

This policy will be applied consistently to all applicants to ensure fairness and compliance with housing regulations.

Gentry Investment Properties will examine each application in regards to the type of crime, severity of the crime and remoteness in time of the conviction…should any conviction be found.

Gentry Investment Properties is committed to providing equal housing opportunities to all Applicants regardless of race, color, religion, national origin, sex, handicap, family status or other protected class status.

Lease Holder(s) must be 18 years of age or older. All occupants 18 years of age or older will be required to complete an application and pass the Criminal and Rental Credit reports.

We require you to purchase and maintain personal liability insurance covering you, your occupants and guests, for personal injury and property damage you cause to third parties (including damage to our property), in a minimum policy coverage amount of $100,000.

To help create a safe and reliable living environment for everyone, we have clear standards when it comes to rental history.

We do not accept applicants with any evictions in the past 7 years.

This includes:

• Court-ordered evictions

• Evictions that were dismissed, settled, or paid off

We check public records and national tenant databases as part of our screening process. If an eviction is found, the application will be automatically denied.

Thanks for understanding! If you have questions about our rental criteria, feel free to reach out to our leasing team.

Gentry Investment Properties does not accept guarantors or co-signers.

All applicants must meet the above qualification criteria individually in order to be approved for tenancy. Exceptions will not be made under any circumstances, including but not limited to students, individuals with no rental history, or applicants with insufficient income or credit.

At Gentry Investment Properties, we are committed to maintaining a fair and transparent leasing process. Any attempt to provide false, misleading, or fraudulent information during the application process is strictly prohibited and will not be tolerated.

Fraudulent Misrepresentation is illegal under both state and federal law. Submitting false information — including but not limited to income, employment, identity, rental history, or references — is grounds for immediate denial of the application.

If an applicant is found to have committed fraud or misrepresentation, Gentry Investment Properties will take legal action, which may include:

• Immediate application denial

• Forfeiture of application fees and deposits

• Reporting to local law enforcement

• Civil penalties and recovery of losses

• Statutory fraud damages, including treble damages, legal fees, and court costs

We take these matters seriously and reserve the right to pursue civil litigation to the fullest extent allowed by law.

By submitting an application, you confirm that all information provided is truthful and accurate. Any intentional misrepresentation may result in significant legal consequences.